Security Guard Insurance

Security Guard Insurance Provided By Our Agency

Security guards are the thin line between order and chaos. They need to put themselves in harm's way every day, all so that their client's security is ensured. Security companies should be prepared for any eventuality: from protecting employees against harm on the job to covering legal costs if a disgruntled customer takes issue with your service.

What is Security Guard Insurance?

A security guard insurance policy is a combination of different coverages customized for the unique needs of a security guard company.

Security guards may face several possible risks and dangers on the job. A security guard insurance policy protects employees from these potential hazards while providing peace of mind for their clients should anything happen. The coverage provided by this type of insurance can vary depending on what jobs are being performed or where the company operates in terms of jurisdiction specifics like liability laws which often differ significantly between states as well as local areas such as townships within those particular jurisdictions.

What coverage does Security Guard Insurance have?

Every security insurance policy requires different coverages with unique needs. Therefore, it would help if you tailor a policy specific to your security company that can include (but is certainly not limited to) many of the following coverages:

General Liability
Professional Liability
Incidental Medical Malpractice
Assault & Battery
Client Property coverage
Crime coverage
Auto Liability for patrol services
Abuse & Molestation
Lost Key Coverage (Client Re-Key Costs)
False Arrest
Umbrella/Excess Liability
Workers Compensation

The Risks faced by Security Guards

Security guards put themselves between outside threats and the people and property they are hired to protect. Unfortunately, these professional heroes have their work cut out for them, as there’s no shortage of risks surrounding this profession. From assault claims by overzealous security guards, workplace injuries when a guard fails in their duty to do so safely, or false arrests, which can open up liability issues depending on where you live. All these things need to be considered before purchasing your insurance policy!

The risk exposures differ for each security company. To have the best insurance protection, you’ll want to talk with an insurance agent who understands the security guard insurance market. We help insure security companies and can help provide you with security insurance coverage that fits your specific needs. We would love to work with your security company. Contact us today!

Already have Security Guard Insurance?

Switching is easy! It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.