Restaurant Insurance

Restaurant Insurance Provided By Our Agency

Restaurants, coffee shops and other food service businesses have their fair share of headaches. A lawsuit from a customer who falls on a wet floor shouldn’t be one of them. Neither should spoiled food caused by a failed walk-in refrigerator. Find the right coverage for your food or beverage business.

Restaurant insurance for small business owners

Chances are, if you serve any food or drink, you're going to need food liability insurance. Being in the food and beverage business can come with significant risks. That's why it's essential to protect your restaurant with the best kind of coverage. We believe in small businesses and get to know restaurant owners so we can understand your unique needs and ensure you're covered.

Who needs Restaurant Insurance?

Businesses that cook and serve food should have adequate restaurant insurance. Business types can include:

Bars / Taverns
Cafés / Coffee shops
Diners
Delis
Food delivery services
Fast food franchises
Lounges
Pizzerias
Sandwich shops

And many more!

What's the best small Restaurant Insurance I can get?

If you're in the food and beverage business, we recommend starting with a business owner's policy. A BOP combines three general insurance coverages that are important to almost every business:

General Liability
Commercial Property
Business Income

Most restaurant owners with employees are also required to have workers’ compensation.

Our team can help you understand the unique risks and needs of your restaurant business and help find the right combination of coverage.

Why is Restaurant Insurance so important?

Insurance protects the restaurant business you've worked hard to build – and helps keep it moving forward. No matter how hard you try to make sure everything is perfect, problems happen. And we're here when they do. With us, you know you have an insurance company that always has your back. Because we know that all business owners have unique needs, we've made coverage options explicitly for restaurant owners with our food and restaurant insurance.

We know you have a lot to handle daily, but with the right coverage, we're here to help take some of the stress away by helping protect your small business with restaurant insurance that works as hard as you do to protect against the unexpected.

You never think it's going to happen to you. Until But, untiles, having the right coverage can help protect your restaurant.

Talk to us today to know how to keep your restaurant business protected.