Real Estate Investor Insurance

Real Estate Investor Insurance Provided By Our Agency

Real estate investing is rewarding; however, like all other investments, it has some risks. The key to success in this endeavor is the proper insurance which will help protect your investment property from those risks while providing peace of mind.

What is Real Estate Investor Insurance?

Real Estate Investor Insurance is coverage designed to protect property managers, family offices and trusts, and individual and corporate real estate investors. Sometimes called "landlord insurance," investment property insurance can be applied to different types of owned rental properties. Real Estate Investor Insurance takes a simplified approach to ensuring investor property portfolios.

What are the coverages offered in Real Estate Investor Insurance?

Under-insuring an investment property, over-insuring an investment property, or having the wrong types of insurance on the investment property can all produce disastrous results. Here are some coverages you should consider:

Property and General Liability
Workers Compensation Insurance
Flood
Wind/Hail
Earthquake

The Cost of Real Estate Investor Insurance

There's not one general price range for all Real Estate Investor Insurance policies since the price varies greatly depending on the type, condition, size, and location of the property, the owner, and previous claims filed against the property or owner.

A good cash flow can be maintained by not paying for coverage you don't require by having the appropriate insurance for your real estate, which can assist in protecting you from significant, unforeseen losses.

It's important to understand your existing policies and have a trusted insurance agent as part of your real estate team to understand if your insurance coverage needs to be upgraded. If you're under-insured when a disaster strikes, it's usually too late to make a change.

Already have Real Estate Investor Insurance?

Switching is easy! It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.