Business Owner's Insurance Provided By Our Agency
If your business has assets, such as equipment or inventory, could benefit from having a business owner’s policy (BOP). A BOP combines business property, business liability and business income insurance in one policy.
Do I need Business Owner's Insurance?
Businesses need business insurance because it helps cover the costs associated with property damage and liability claims. Business owners may have to pay out-of-pocket for costly damages and legal claims against their company without business insurance. Depending on the incident, this could be financially devastating for business owners. In some states, businesses are required to have specific types of business insurance.
A Business Owner's Insurance policy will keep your business protected against
- General Liabilities
- Property Damage
- Business Liabilities
- Cyber Liabilities
- Bodily Injuries
- Service Errors
The Coverage Provided by Business Owner's Insurance
Employees
Workers can accidentally injure customers or cause property damage. With this policy, you'll have protection for them and your business.
Any chance of a lawsuit
If a customer slips and falls at your store, this can help pay their medical expenses and your legal costs.
A physical location
Your BOP policy can help cover businesses run out of your home and a rented or owned office, store, or garage.
Assets that could get stolen or damaged
Digital property, equipment, furniture, cash, and inventory are all difficult to replace without the right insurance.
Private customer data
If someone steals or loses personally identifiable information, this can help pay expenses like notifying impacted clients and public relations.
