Retail Business Insurance

Retail Business Insurance Provided By Our Agency

Whether they come to you for clothing, pet food or auto parts, your customers depend on your store for products and expertise. Make sure you have the protection you need if something goes wrong.

What is Retail Business Insurance?

Simply put, it's insurance protection for any retail store owner. It's a customized form of business insurance designed to provide business owners with the coverage needed to keep their business operational after a catastrophe or a lawsuit.

Retail business insurance isn't just a one-size-fits-all bundle of coverages filled with the protection you don't need. Instead, it's a package of insurance options that you customize to protect yourself against your unique retail store's risks.

These insurance plans can be fine-tuned to meet your needs and budget, no matter the size or type of operation you run.

Nearly half of all retail businesses that temporarily close their doors after a natural disaster fail within 5 years. A solid business plan coupled with a retail insurance policy can prevent significant financial losses and allow your store to remain profitable regardless of unexpected events.

Types of insurance Retail Business owners need

Retail businesses can range from small corner shops to large chains of stores. When you run a retail business, there are a few commercial insurance policies you'll need to secure, either to meet state requirements or to protect your business venture, like:

Businessowners policy (BOP)
Commercial property
General liability
Business income
Equipment breakdown

Other business insurance products

Business auto insurance
Employee dishonesty coverage
Workers’ compensation
Utility services coverage
Crime insurance
Product liability insurance
Cyber liability
Umbrella liability
Inland marine

We will review your needs and help you evaluate which retail business insurance coverages make the most sense. Talk to us today to know more.

Already have Retail Business Insurance?

Switching is easy! It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.